1/13/2024 0 Comments Knights of columbus life insurance![]() ![]() I am a dedicated professional Knights of Columbus agent who will help you consider your current situation, evaluate the options and put a plan in place to help protect you and your family according to your terms and budget.I have been attempting to surrender/cash out my life insurance policy since September (it is now December). Insurance by Brother Knights, for Brother Knights Now, Knights and their families have a trusted provider who can help protect their paychecks from the unexpected.Ī tailored Knights of Columbus Disability Income Insurance plan may be just the right solution for you - even if it’s a supplement to what you already have. That’s why the Knights of Columbus introduced disability income insurance in 2011. Is it short-term disability? Is it long-term disability? Is it both? Does it cover your entire salary? Or only part? How much?ĭespite the confusion, disability income insurance provides critical protection to families, especially those who rely on their paychecks to pay the bills. Many people receive disability coverage from their employer, yet they don’t know too much about the particulars. Knights of Columbus Long-Term Care policies fit your needs and come in two basic forms: comprehensive coverage, which covers you in a nursing home or at home, and facility-only coverage, which covers you in a nursing home only.ĭisability Income Insurance - Receive an income even when you can’t work Long-term care insurance from the Knights of Columbus helps mitigate that risk by helping you cover your costs. Yet most regular health insurance plans or government assistance programs do not provide sufficient coverage for long-term care needs. Those services are becoming more and more expensive, with nursing home care costing upward of $83,000 per year and at-home care more than $60,000 per year. Statistics show that nearly 70 percent of individuals over the age of 65 will require at least some type of long-term care services during their lifetime. Prepare for the future.īecause life expectancies have been steadily improving, living longer may very well mean needing more care. Long-Term Care Insurance - Protect your assets. The Knights offers a variety of annuities to members and their families, including traditional IRAs, Roth IRAs, and non-qualified annuities It’s a peace of mind that most of us hope to achieve. But, with a properly structured retirement annuity from the Knights of Columbus, you can have retirement income that you cannot outlive, guaranteed. Retirement income can be a tricky thing to calculate, especially with a changing landscape of federal and employer-provided benefits. We want to make sure that once we finally stop working, we don’t have to stop living the way we want to. Guaranteed.ĭuring our working lives, there are probably few financial matters we give more thought and attention to than our retirement. Retirement Annuities - Retirement income you can count on. Term insurance can provide extra protection at affordable rates that - if structured properly - will go away once the needs themselves go away. Once those days come, your insurance needs will change. In time, the mortgage will be paid off, retirement will arrive at last and the kids will finish college. Maybe you have two children who are about to go through college. Maybe you have 10 years left until retirement. Like permanent insurance, term insurance provides a death benefit to beneficiaries, but only within the specific term period. Sometimes financial obligations are temporary, and that’s where term insurance brings the most value. Term Life Insurance – Affordable protection for temporary needs. Put simply: As long as you have paid your premiums, upon your death, your beneficiaries will receive the guaranteed death benefit (if not more) that you established for them. It will be there when you won’t be, regardless of when that happens. Whatever the planned use, permanent life insurance is reliable. It can also serve specialized purposes, such as estate planning and charitable giving. It’s a great solution for many basic needs, such as final expenses, income replacement and debt protection. And while you’re still alive, it builds cash value. Why? It provides guaranteed protection for your loved ones. Permanent Life Insurance is our signature product. Permanent Life Insurance - Insure your life for life. Feel free to contact me for any of your insurance needs. My name is Vance Todt and I am happy serve as your new Knights of Columbus insurance agent. ![]()
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